AI Smart & Personalized Underwriting Platform for Insurance

World’s best AI Underwriting platform that understands each & everyone’s risk at individual level with most sophisticated, dynamic, behavioural, 360 profiling (from internal, external, environmental, location, trends, activities, historical data, wearable devices, non-invasive health data, lifestyle and more) and self-reliant human brain like decision power.

Transform Legacy to Innovation with AUSIS Underwriting Under 60 Seconds.

AUSIS is built with design, research, focus and human touch. Improve STP & NSTP Underwriting to understand changing policy holder behaviour & environment in dynamic way and asses risk based on need.

Most Innovative & Dynamic Underwriting Platform that Powers it All.

Full-stack integrated intelligent engine to process all types of required data & documents. Cross intelligent to enable missing data for better decision in Underwriting. AI/ML & Data Based Know-How Platform for Life & Health Insurance for Retail & Group Underwriting.

Full-stack Single Endpoint Based AI Underwriting Platform

Unified Platform to integrate with core systems or independently for 60 seconds policy decision.

AI Based Granular Level of Risk, Insights & Decision

360 Profiling, risk assessment, predictive insights, scoring,non-invasive health data, environmental factors, self-reliant decision.


Easily Connect With Core Systems or Use Independently

Compatible with any available core platform like LifeAsia, Ingenium, McCamish. Use AUSIS independent too.

AI-Powered Dynamic Pricing, Alternative Risk

Behavioural based real-time dynamic pricing based on alternative data. Enable Insurance Access to Under-insurance.

AI-Powered Early Claims Alerts. Fraud Detection. AML

ML based early claims alerts engine to reduce claims loss. Document, transaction, photo, location based fraud detection, AML & QC processing.


Configure Rules or Products or Create New.

Configure Rules, products, dashboard in to AUSIS by quick API integration. Everything at single place. Visual Platform for new rule or product creation.

AI-Powered Automated. Self & Instant Decisions under 60 Seconds.

Real-time decision platform under 60 seconds for NSTP & 30 seconds for STP.

Video & Selfie Powered. Non-Invasive Health. Micro Insurance.

In-built algorithms for age, gender, BMI, smoking prediction from video/images. Create micro/sachet products for need based.

AUSIS – One Platform with Many Possibilities. Focus on Business, We will take care of policy underwriting.

AUSIS by Artivatic has processes 1M+ Policies in last 12 months.

Plug and Play. API Driven.

100+ Modular API Infrastructure to connect with existing processes or built new processes. Scale your business without hassle.

Regulation Compatibility.

IRDAI & other Govt. regulations followed. Compatible with most globally used core insurance platforms E.g. AURA, HUMS, OPUS

Self Learning. Proprietary.

AI/ML based data driven platform that learns over the fly to provide most critical insights, risks and pricing. All built in-house with Patent Pending Algorithm.

On-premise. Cloud. Hybrid.

Adopt as per your comfort. 100% Integrated at your premise or cloud. Azure, AWS, GCP, Orcale, Blumix, Power AI anything works for AUSIS.

Inbuilt OCR/ICR, Face Recognition.

Automated Bulk processing, extraction for documents (KYC, Financial, Medical, Forms, Reports) – pdf/scanned/images or handwritten with QC, AML & Pre-Risk.

Govt. APIs. IIB. Credit Bureau

Integrated Govt. APIs like Credit Bureau, IIB, AAs, and others to ensure reducing compliance check and enable instant policy issuance.

Empowering Growth With Increase in ROI & KPI

Reduction in TAT up to 80%

Increase in Efficiency up to 50%

Reduction in Opex. up to 40%

Reducing Early Claims & Fraud up to 20%

Our customers are superheroes –
we are their sidekick.

Aklesh Singh, Innovation Manager, ICICI Prudential Life Insurance

Largely successful in decision making and risk profiling for new customers.

Artivatic’s product has shown promising results during the pilot phase. We were largely successful in decision making and risk profiling of new customers using their digital footprints and technology to read and access health records.

We’re on a Mission to Provide Insurance Access to Millions.

100M +

Data Processed
AUSIS processes 100 Millions Plus data points.


Policyholder Touches
AUSIS has enabled to issue more than 1 million policies.


Pincode Served
AUSIS has touches lives for 50K plus pincodes.

Discover More

Frequently Asked Questions

Still have questions? Learn more about our services and experience through the questions of people like you.

YES, AUSIS platform is comprehensive underwriting system connected with all rules, regulations, products, integrating with existing systems both for STP & NSTP.

YES, You can use AUSIS to build new underwriting platform for newly launched insurance company. It will provide base learning so you can start issuing policies from day 1.

YES, Entire platform can be integrated at your premise.

Case Studies & News

Latest News from Our Blog

Layak Singh – Founder @Artivatic Speaking with Yourstory Hindi.

Layak Singh – Founder @Artivatic Speaking with Yourstory Hindi.

योरस्टोरी लाइव में Ranjana Tripathi के साथ मिलें आर्टिवैटिक के फाउंडर Layak Singh से और जानें कि उनका स्टार्टअप फाइनेंशियल फर्म्स के लिए…
AUSIS – Partners with Microsoft Azure

AUSIS – Partners with Microsoft Azure

AUSIS – AI Underwriting Platform for Medical & Financial Underwriting enable Insurance businesses (Life Insurance, Health Insurance). Insurance businesses can use this Platform…
Get in Touch

Have a Question?
Write to us: [email protected]